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free invoice
Free Printable Invoice Templates

Free Printable Invoice Templates What is an invoice? At its heart, an invoice is a bill--an itemized list of the products you sold, or the services you rendered. Usually the invoice lists quantities, prices, and any special fees like shipping charges and taxes. What are the benefits of using a template for your invoices? A template saves time because you don’t have to write your invoices from scratch. Templates increase accuracy. If all the essential

Bank of the West

Bank of the West Background With banking and commercial offices in 19 states – spanning the West, the Southwest, the Midwest and the Rocky Mountain states – Bank of the West offers three types of checking accounts for small businesses: Classic: Classic has a $10 monthly service charge -- which can be avoided if a balance of $3000 is maintained or with a combined minimum balance of $6000 which can include linked money market, CD and/or savings balances.Choice: Choice

Discover Card

Discover Card Background The Discover Card, the U.S.'s third-largest credit card brand, was created by Sears in 1985 and went national the following year. Initially affiliated with Dean Witter, then Morgan Stanley, it became an independent company, under the name Discover Financial Services (DFS), in 2007. The company never has stressed an interest in serving the small business community, but does offer a business credit card. Instead, its focus always has been on consumers, however they do

Relentless Marketing

My older sister, Alicia, just opened her first business. She’s a massage therapist in Savannah, Georgia. I’ve been emailing her my thoughts on business, tips, and feedback. It’ll eventually annoy her, but for now she seems to appreciate it. The thoughts below are from an email I sent her. You probably do not run a massage therapy business, but perhaps you can look at this advice and adapt it to your own business. Right now you

Building Brand Loyalty

Building Brand Loyalty We live in a fast-moving world. We work in an industry that focuses on metrics, conversion, high-profit margins, automation, scaling and data. We struggle to connect with our customers on a personal level. “Hi, I’m a real person here to help you.” …This is rarely how a piece of software or customer support makes you feel. This doesn’t happen because it’s hard to scale and it’s harder to automate. …But when a company does

Chase Bank

TD Bank Background Formally JPMorgan Chase Bank, NA, Chase – it’s operating name – is one of the U.S.’s Big Four banks. A household name, Chase has 5100 branches and assets of more than $2.5 trillion. Is there a Chase bank near you? Go to their web site and search on your ZiP code. Or don’t bother: Chase’s online and mobile banking services are so sophisticated, you never need to visit a branch! (You can even open


Suntrust Background Atlanta-based SunTrust, which had $175 billion in assets at the end of 2013, operates nearly 1500 branches in eleven southern states and Washington D.C. One Type of Account It’s single small business checking account is supported by the SunTrust Online Cash Manager system, which manages all your accounts, pays bills electronically, accesses multiple business and personal accounts under one profile, provides access to current transaction reports, check images and online statements, effects account

Non-Disparagment Clauses for Photographers

Non-Disparagment Clauses for Photographers Avoid insane clients and their bad online reviews. During your time as a professional photographer, you’ve probably been hired to shoot at least one wedding, right? You know first-hand that a bridezilla isn’t just something that appears for half an hour on TLC. They’re real creatures(!) and they can ruin your business if you’re not careful. So let’s enter a bride-zilla scenario, shall we? Let’s say the bride-to-be’s name is Lindsay.

American Express

Bank of America Background Bank of America, with total assets of $2.2 trillion, is the second largest bank holding company in the U.S. by assets. It’s one of the ‘Big Four’ banks in the U.S., and was listed by Forbes in 2010 as the third-largest company in the U.S. Bank of America operates – but doesn’t have banking centers – in all 50 states, the District of Columbia and 40 other countries. Bank of America


USAA Small Business Banking USAA Background USAA -- the United Services Automobile Association -- is a Texas-based financial group formed in 1922 to serve individuals who were, or formerly were, members of the U.S. military. It was created by a group of officers who had experienced problems obtaining insurance through 'ordinary' insurance companies because military personnel were perceived as a high-risk group. Though it doesn't have a small business division, people operating small businesses can