If you’ve just started a small business, then you’ll well know how tight cash can be in the early months. With start-up resources (including tools and materials, business insurance, and human labour) eating up your business loan, you may be questioning the viability of your enterprise in the long-term. But don’t despair prematurely: by instituting […]
Understanding Employee Agreements
Start by knowing the difference between a W2 employee vs 1099 contractor, if you actually have an subcontractor read this article about Subcontractor Agreements. Purpose of an Employee Agreement To help facilitate a smooth working relationship between you and your employee, as well as guarantee certain rights and protections that are not otherwise present. Unfortunately, most of […]
Hiring a Collection Agency for Unpaid Invoices
Your client hasn’t paid the invoice you sent them and it’s really late, so now what? Let’s start with a hypothetical situation. “Beachy Design Studios,” a Florida-based design firm, lands a big awesome website project in 2011 with “Mountain Top Hotel,” a Colorado-based hotel chain. Beachy Design Studios uses a service contract and Mountain Top Hotel signs […]
Write a Better Photography Proposal
Write a Better Photography Proposal Avoid confusion and limit miscommunications with clients. Download Now How do you write a good photography proposal? Why is it important? Okay, you may tell yourself, “I’m a photographer, not a writer.” Your skillset revolves around cameras, lighting, and your artistic vision, not some dull document. However, a well-written proposal […]
Regions
Regions Background Regions Financial Corporation functions in ten states across the south, Midwest and Texas. It has assets of $122 billion, and is, according to its web site, “one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, mortgage and insurance products and services. Four small business-oriented checking accounts LifeGreen Business […]
The Basics of Credit and FICO Score
Credit is a conversation killer. If you’re at a dinner party, you might as well bring up your curious rash, or your meditations on death, or how much you love a McDonald’s FiletO-Fish sandwich on a Friday. Bring up credit if you want to clear out the room. I know this from experience. You may not give […]
Wells Fargo
Wells Fargo Small Business Banking Wells Fargo Background Wells Fargo, named in 2014 by The Banker as âthe worldâs most valuable bank brand,â is the U.S.sâs fourth largest bank by assets and the second largest by market capitalization, which in April 2015 was $281 billion. Itâs also the 23rd largest company in the country. One […]
Make Invoicing Simple with InvoiceSherpa
Make Invoicing Simple with InvoiceSherpa We’re super excited to announce another integration partner to help make your invoicing even more simple. About InvoiceSherpa InvoiceSherpa is on a mission to get you paid. No one likes chasing down payments, and managing your accounts receivable takes valuable time that most business owners just don’t have. That’s […]
Confused by estimated quarterly taxes???
Confused by estimated quarterly taxes??? Here’s what you need to know to stay in the good graces of the IRS When you’re your own boss, hard work pays off, but it also makes you pay– four times a year, in fact– to Uncle Sam in the form of quarterly estimated taxes. If you’re new to […]
Growing Your Business with the Breakeven Analysis
Let’s pretend we’re a donut shop. We started the business because we wanted to make money (and really like making donuts.) No matter the type of business chosen, we ask the same question as we go through setting up and starting: “When do I get to the point where I start bringing in more money […]