Zions Bank Small Business Banking Zions Bank Background Zions Bank, a subsidiary of Zions Bancorporation, which operates 500 branches across 10 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. (Hoovers company information service says Zions Bank itself operates only 125 or so branches across Utah and Idaho. That information, […]
If you’re self-employed or run a small business on the side, one of the most dreadful tasks at tax time can be sorting through your personal and professional expenses. Should you be using the same credit card for both? Or is it time to get a card which will be used exclusively for your business? […]
If you read my last post on the basics of credit, you already know that good credit can save you money on things you were already wanting to buy. Credit is a crowbar that you can use for leverage. It is a coupon with no expiration date that can get you huge discounts on homes, cars, […]
If you’ve just started a small business, then you’ll well know how tight cash can be in the early months. With start-up resources (including tools and materials, business insurance, and human labour) eating up your business loan, you may be questioning the viability of your enterprise in the long-term. But don’t despair prematurely: by instituting […]
Start by knowing the difference between a W2 employee vs 1099 contractor, if you actually have an subcontractor read this article about Subcontractor Agreements. Purpose of an Employee Agreement To help facilitate a smooth working relationship between you and your employee, as well as guarantee certain rights and protections that are not otherwise present. Unfortunately, most of […]
Your client hasn’t paid the invoice you sent them and it’s really late, so now what? Let’s start with a hypothetical situation. “Beachy Design Studios,” a Florida-based design firm, lands a big awesome website project in 2011 with “Mountain Top Hotel,” a Colorado-based hotel chain. Beachy Design Studios uses a service contract and Mountain Top Hotel signs […]
Write a Better Photography Proposal Avoid confusion and limit miscommunications with clients. Download Now How do you write a good photography proposal? Why is it important? Okay, you may tell yourself, “I’m a photographer, not a writer.” Your skillset revolves around cameras, lighting, and your artistic vision, not some dull document. However, a well-written proposal […]
Regions Background Regions Financial Corporation functions in ten states across the south, Midwest and Texas. It has assets of $122 billion, and is, according to its web site, “one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, mortgage and insurance products and services. Four small business-oriented checking accounts LifeGreen Business […]
Credit is a conversation killer. If you’re at a dinner party, you might as well bring up your curious rash, or your meditations on death, or how much you love a McDonald’s FiletO-Fish sandwich on a Friday. Bring up credit if you want to clear out the room. I know this from experience. You may not give […]
Wells Fargo Small Business Banking Wells Fargo Background Wells Fargo, named in 2014 by The Banker as âthe worldâs most valuable bank brand,â is the U.S.sâs fourth largest bank by assets and the second largest by market capitalization, which in April 2015 was $281 billion. Itâs also the 23rd largest company in the country. One […]
