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How to prepare a good Interior Design Contract This article is written for interior designers and decorators who want to learn how to prepare a simple design contract for their clients. So what are the most important points of an interior design contract? Statement of Work: What does the client want the designer to do, and how much is the client willing to pay? Changes to Project Scope: Account for any changes in the scope of work
Getting into financial trouble that results in debt collection is not an easy challenge to deal with for anyone. Whether financial management has been an ongoing battle or a few small missteps here and there led to the issue, receiving a call from a debt collection agency can be jarring. Unfortunately, the strategies for dealing with debt collection agencies are not well-known. Many feel as though they have no choice but to accept the calls,
Every business or organization essentially has two financial flows — revenue and expenses. You could also look at this in a more simplistic manner and define them as money coming in, and money going out. Money coming in is, obviously, what keeps a business afloat and allows it to operate for any extended period. However, once the money comes into an organization, there needs to be a surefire way to track expenses and keep costs
Bank of America Background Bank of America, with total assets of $2.2 trillion, is the second largest bank holding company in the U.S. by assets. It’s one of the ‘Big Four’ banks in the U.S., and was listed by Forbes in 2010 as the third-largest company in the U.S. Bank of America operates – but doesn’t have banking centers – in all 50 states, the District of Columbia and 40 other countries. Bank of America
Subcontractor Agreements, an Easy Explanation FYI this is about a 10-minute read, legal stuff bores me but it’s important to understand the agreements you’re signing. Overview: Let’s say you own a webshop and a client has hired you for a project. Now you want to hire a designer and a programmer to work for you as subcontractors. What does the subcontractor agreement need to say to protect you? During this article, we’ll call the webshop
USAA Small Business Banking USAA Background USAA -- the United Services Automobile Association -- is a Texas-based financial group formed in 1922 to serve individuals who were, or formerly were, members of the U.S. military. It was created by a group of officers who had experienced problems obtaining insurance through 'ordinary' insurance companies because military personnel were perceived as a high-risk group. Though it doesn't have a small business division, people operating small businesses can
Anytime you make a decision (or don’t make a decision) there is a cost. The cost can come from loss of time, additional stress, cash and opportunity cost of missing out on another unforeseen opportunity. “Easy win” is a phrase Steve & I often use when making a strategic decision. A successful business is the culmination of thousands of easy wins, it’s never just one big decision. Steve & I use “easy wins” when deciding
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