Maxim Liberty Review: Why Less Accounting Wins

Pricing Model & Value

Less Accounting offers fixed‑price packages with no hourly limits. Our clients pay a predictable monthly fee based on the complexity of their books and revenue volume. There are no surprise bills if your business grows or needs extra support; our goal is to scale with you without nickel‑and‑diming you on hours.

Maxim Liberty’s pricing is based on hours, not deliverables. Their pricing page lists a package of 30 hours of support for $270 (~$9/hour) and states that any work beyond the 30‑hour bucket is billed at the same hourly rate. Industry reviewers note that Maxim Liberty’s plans start at $50 per month for five hours of support and go up to $200 per month for twenty hours; any additional time is billed at $10 per hour. This model incentivizes minimal work, not comprehensive support. If you exceed your hours because of year‑end reconciliations or growth, your costs rise quickly.

Why Less Accounting is better:

• Predictable costs: our fixed prices cover the full month’s work, no matter how many questions you ask or transactions you have. You’ll never be charged extra for going over an arbitrary hour allotment.
• No “bucket of hours” to manage: we don’t force you to estimate how many hours of bookkeeping you’ll need; instead, we scope your books upfront and assign an appropriate team.
• Built‑in flexibility: if your business grows, we adjust your plan to match your needs without sudden hourly surcharges.

Expertise & Credentials

Less Accounting’s bookkeepers are credentialed Filipino CPAs. Every member of our production team is a certified public accountant in the Philippines and receives ongoing training in U.S. GAAP and QuickBooks. Working with CPAs means your books are prepared and reviewed by professionals bound by ethical standards and continuing education requirements. You’re not just getting data entry; you’re getting accounting expertise.

Maxim Liberty uses bookkeepers not CPAs. In their FAQ and Indian‑Bookkeepers pages, Maxim Liberty explains that “all our Indian bookkeepers have at least a bachelor’s degree in a technical field” and are trained internally before being assigned to clients. There is no mention of CPA certification. While a bachelor’s degree is valuable, it does not confer the rigorous accounting knowledge, ethical obligations or exam requirements of the CPA designation. 

Why Less Accounting is better:

• Higher qualification bar: our CPAs have passed licensure exams, completed hundreds of hours of accounting education and are required to maintain continuing professional education. This ensures your books adhere to best practices and tax standards.
• Professional accountability: CPAs are bound by a code of ethics and can be sanctioned for misconduct. That accountability protects your business.
• Insightful advice: CPAs can translate financial data into business insights, not just categorize transactions.

Personalized Support & Agility

Less Accounting gives you direct access to the owners and a dedicated CPA. Because we’re a smaller firm, you won’t be shuffled between departments. Clients have direct email and televideo conference access to our founders and head accountant. We assign a CPA plus additional support staff to each engagement, ensuring continuity and timely responses. If you have questions, you can speak with a decision‑maker—not just an account manager.

Maxim Liberty’s support is layered. Their own comparison article notes that Maxim Liberty assigns you a single bookkeeper and a supervisor. This is a step up from firms that rotate staff, but it still means you communicate primarily with a bookkeeper. There is no mention of direct access to the owners.

Why Less Accounting is better:

• Real relationships: you know your accountant and the owners by name, and they know your business.
• Faster decisions: having ownership involved means questions or special requests are resolved quickly.
• Agility: our smaller size allows us to customise processes, reporting cadence and communication channels around your needs rather than forcing you into a rigid workflow.

Reporting Quality & Insights

Less Accounting delivers more than basic financial statements with management‑level reporting. Standard QuickBooks reports are only the starting point. Our CPAs compile monthly management packages that include KPIs, trend analyses, cash‑flow insights and narrative explanations tailored to your industry. These reports help you understand why numbers changed, not just what the numbers are, so you can make informed decisions.

Maxim Liberty focuses on transaction processing. Industry reviews note that their services include bank reconciliations, payroll processing, billing and standard financial reporting. There is little evidence that they provide customised management analysis. 

Why Less Accounting is better:

• Actionable insights: our CPAs interpret your data and highlight opportunities and risks.
• Customized dashboards: reports are tailored to your business model e‑commerce, SaaS, agencies or professional services not one‑size‑fits‑all templates.
• Bilingual team: because our CPAs are fluent in English and trained in U.S. accounting, they can clearly explain financial concepts and next steps.

Technology & Quality Control

Less Accounting leverages modern tools like the Keeper app combined with human oversight. Keeper is a month‑end close management solution. According to an Intuit developer spotlight, Keeper offers “one app to run your bookkeeping business” and integrates deeply with core accounting systems like QuickBooks; the app helps firms complete the financial closing process swiftly and accurately. This enhanced tooling allows bookkeepers to produce higher‑quality work with fewer errors. We use Keeper to streamline document requests, automate transaction categorization and provide a client portal for questions. Crucially, every set of books is still reviewed by our head accountant for accuracy and compliance technology augments, but never replaces, human expertise.

Maxim Liberty uses standard accounting software. Their comparison article emphasises that they can work with your existing software, including QuickBooks and other platforms. While software flexibility is useful, there is no mention of specialised practice‑management tools or automated quality control. 

Why Less Accounting is better:

• Efficiency + accuracy: Keeper automates mundane tasks and flags anomalies so our CPAs can focus on analysis.
• Real‑time collaboration: clients can upload receipts, ask questions and view reports in one place, reducing email clutter.
• Double‑layer review: our technology catches potential mistakes, and our CPA reviews ensure compliance and context.
  

Final Thoughts

Both Less Accounting and Maxim Liberty aim to help businesses avoid the headaches of DIY bookkeeping. However, when you look past marketing slogans and examine the details, Less Accounting provides greater value. We offer fixed‑price packages, a team of credentialed Filipino CPAs, U.S.‑based ownership with direct access, customised management reporting and modern technology backed by human oversight. 

Maxim Liberty delivers solid bookkeeping work at competitive hourly rates, but those rates are tied to buckets of hours, their team relies on non‑CPA bookkeepers, operations are based offshore and you mainly interact with a bookkeeper and supervisor. For businesses that want transparent pricing, professional accountability and direct relationships with the people handling their finances, Less Accounting is the better partner.

Ready to experience bookkeeping without surprises? Contact Less Accounting today to schedule a consultation and see how our CPAs and technology can help your business grow.